What Is an Annual Notice of Change (ANOC)?
Each fall, Medicare plans send an Annual Notice of Change (ANOC). This document explains how your plan may change next year. Even small updates can impact your costs or coverage, so it’s worth a quick review.
What to Check in Your ANOC
1. Costs
- Monthly premium.
- Deductibles.
- Doctor or hospital copays.
2. Prescription Drugs
- Are your medications still covered?
- Did any move to a higher cost tier?
- Are there new rules like prior authorization or limits?
3. Doctors & Pharmacies
- Are your doctors still in-network?
- Is your pharmacy still covered?
4. Plan Changes
- Review the “Summary of Changes” section.
- Note anything unfamiliar or unclear.
Why Reviewing Matters
Changes to your Medicare plan can affect your healthcare access and out-of-pocket costs.
Reviewing your ANOC helps you avoid surprises and ensures your plan still fits your needs for the upcoming year.
Questions ?
Call (855) 764-2227 now to speak with an Education Specialist and get help understanding your options.