MEDICARE ADVANTAGE PLANS
Blue Cross Medicare AdvantageSM plans add more coverage — and Prescription Drugs — to Original Medicare.
Medicare Advantage
All of our plans have a network of:
- Doctors
- Hospitals
- Pharmacies
- Other providers
Whether you’re new to Medicare or making a change, here are some things to consider before choosing your plan.
- Be sure you are eligible for Medicare.
- If you’d like to enroll in a Medicare Advantage plan, make sure you’re aware of enrollment periods. Members may enroll in the plan only during specific times of the year.
- Each plan design offers different benefit levels.
Medicare Advantage Plans
| HMO | HMO-POS | PPO |
|---|---|---|
| Care is managed by a primary care physician (PCP) | May be able to visit out-of-network doctors | May be able to visit any doctor you’d like |
| May pay lower monthly premiums and out-of-pocket costs | May pay lower monthly premiums and out-of-pocket costs | May pay lower monthly premiums and out-of-pocket costs |
| May not have out-of-network claims paid | Some out-of-network claims paid | Out-of-network provider claims paid |