What Is Medicare Part A – Hospital Insurance
Medicare Part A is essentially hospital insurance. That means you can expect to be covered for hospitalization charges, including hospital stay, care in a skilled nursing facility or at home (skilled nursing, physical therapy) and at a hospice facility. For most seniors in Oklahoma, Medicare Part A is free if you meet a few basic eligibility requirements.
As a permanent resident of the United States, if you or a spouse paid into Social Security for at least ten years, then Medicare Part A is likely free and enrollment is automatic. However while there is no premium, there are deductibles and copayments and you are responsible for paying out-of-pocket expenses for any care you receive.